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SENIOR MANAGER, CREDIT AND ANALYTICS (NAIROBI, KENYA)
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WHEN DID A CREDIT DECISION LAST CHANGE SOMEONE'S INCOME?
You're accomplished. You're respected. You're probably even happy. You can read a portfolio, spot the first wobble in a vintage, and explain it to a room that would rather hear good news.
So here is a different question. What if the book you owned was the engine of financial inclusion for millions of people no formal lender had ever served? What if a pricing call or a collections insight showed up, within weeks, in whether a family kept its phone, its solar light or its livelihood?
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TEN MILLION CUSTOMERS, AND THE CREDIT BOOK BEHIND THEM
M-KOPA has unlocked more than $2 billion in credit for 10 million customers across Sub-Saharan Africa, up from 5 million a year earlier. 86% report an improved quality of life, 70% use what they finance to earn an income, and 55% are accessing formal financial products and services for the first time. Behind that sit 2,300+ employees and 35,000 agents, plus $45 million contributed in taxes. In Kenya we have assembled 2 million smartphones locally. None of it holds together unless credit performs.