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We believe that the way people interact with their finances will drastically improve in the next few years. We’re dedicated to empowering this transformation by building the tools and experiences that thousands of developers use to create their own products. Plaid powers the tools millions of people rely on to live a healthier financial life. We work with thousands of companies like Venmo, SoFi, several of the Fortune 500, and many of the largest banks to make it easy for people to connect their financial accounts to the apps and services they want to use. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK and Europe. Founded in 2013, the company is headquartered in San Francisco with offices in New York, Seattle, Washington D.C., Raleigh, London, and Amsterdam.
Plaid Payments is building the infrastructure that makes paying from a bank account as simple and as trusted as paying with a card — at better economics for everyone involved. We verify that an account is real and safe to debit, we score the risk of Billions in transactions a month against more than a thousand signals drawn from the Plaid network, and we move billions of dollars a month across ACH, RTP, and FedNow. Our customers range from the largest billers in the country to fintechs moving money in real time. We are in the middle of a shift from selling payment primitives that customers assemble themselves to selling payment decisions: a turnkey verification engine, guaranteed payments where Plaid takes on the risk, and fully managed payment flows. That shift is what takes bank paymen