Data Science
Hybrid in London, United Kingdom
We're looking for a Data Scientist to join the iwocaPay Risk Squad
You'll own credit models that decide who iwocaPay can safely fund and on what terms. The team is small, the product is growing, and you'll shape how risk modelling is built – not just maintain what exists.
The company
Small businesses move fast. Opportunities often don’t wait, and cash flow pressures can appear overnight. To keep going, and growing, SMEs need finance that’s as flexible and responsive as they are.
That's why we built iwoca. Our smart technology, data science and five-star customer service ensures business owners can act with the speed, confidence and control they need, exactly when it's needed.
We’ve already cleared the way for 100,000 businesses with more than £4 billion in funding. Our passionate team is driven to help even more SMEs succeed, through access to better finance and other services that make running a business easier. Our ultimate mission is to support one million SMEs in their defining moments, creating lasting impact for the communities and economies they drive.
The function
iwoca's Data Scientists specialise in supervised machine learning, statistical inference and exploratory data analysis, focusing on tabular and time series data. Our work emphasises quantitative predictions through the analysis of conditional probabilities and expectations, using medium-sized datasets.
The team
iwocaPay is iwoca's B2B Buy Now Pay Later product. The Risk Squad owns the automated credit decisioning and fraud prevention models that influence ever