Staff Data Scientist, Credit Policy (Square Financial Services)
Bay Area, CA, United States of America·$168K–297K
Block builds simple, powerful tools that make progress towards an economy that’s truly open to all.
Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone. Join us.
The Role
The Credit and Lending team is responsible for the predictive intelligence that underpins Block’s primary capital-intensive products. These products unlock unique access to credit for our customers, many of whom are otherwise underbanked and underserved by the traditional financial system. As a member of the Credit Policy team within Square Financial Services (SFS), you will occupy a high-leverage role at the intersection of regulated banking and advanced autonomous systems. This position requires end-to-end ownership of credit policy, from the evaluation of novel data signals to the design of the decisioning logic that drives Block’s top-line growth. Beyond policy design, this role carries core responsibility for credit policy governance: ensuring that policy changes and experiments are rigorously designed, reviewed, documented, monitored, and reported in line with the expectations of a regulated bank.